A messed up credit report Credit repair may be the best solution to your problem if at all the mess on your credit report is inclusive of reporting errors. Once you sign up for our credit repair services we will go through the credit report content point out all possible errors with your feedback. Errors may include anything from paid accounts reporting with balances, to accounts that are not yours and much more. The occurrence of a “Mess” will not always indicate the of a bankruptcy.
Clean Up Options
The age of your collection is to be thought of before thinking of bankruptcy. Many clients under credit repair find out that the debts they thought were accurate fall beyond the statutes of limitation for the collection through courts and reporting period limits. If your current debt falls beyond the statute of limitation, there is a possibility that it may be discharged in a bankruptcy.
However, you should consider negotiating a settlement. Once it is past the limitation statute, a collector has no legal support and therefore should be willing to consider negotiations. If the account is beyond the above options, a pure credit repair solution may be considered. ( for debt consolidation we recommend for bad credit visit ) This is by deleting the account from your credit report and then sending a cease communication letter to the collector in case they are bothering you.
The Bankruptcy Answer
Bankruptcy may in some cases be the only reasonable course of action to take. Consult a bankruptcy attorney in case you can’t pay your bills or you have been dunned by your collectors for legal debt.
Clean Up Options
The age of your collection is to be thought of before thinking of bankruptcy. Many clients under credit repair find out that the debts they thought were accurate fall beyond the statutes of limitation for the collection through courts and reporting period limits. If your current debt falls beyond the statute of limitation, there is a possibility that it may be discharged in a bankruptcy.
However, you should consider negotiating a settlement. Once it is past the limitation statute, a collector has no legal support and therefore should be willing to consider negotiations. If the account is beyond the above options, a pure credit repair solution may be considered. ( for debt consolidation we recommend for bad credit visit ) This is by deleting the account from your credit report and then sending a cease communication letter to the collector in case they are bothering you.
The Bankruptcy Answer
Bankruptcy may in some cases be the only reasonable course of action to take. Consult a bankruptcy attorney in case you can’t pay your bills or you have been dunned by your collectors for legal debt.